Grow Wealth, Secure the Future Why Invest in Rainyday Cashew Farm
Investing in our cashew farm means more than owning a piece of land — it’s about building a lasting source of income and long-term value.
Here’s what you gain:
Own appreciating property
Your land increases in value every year while generating consistent income.
Free Accommodation in the Farm Resort
For a select number of days yearly, you can take a break in one of the farm resort chalets to refresh.
Comprehensive Farm Insurance
We take extra caution to insure the farm as a whole.
Earn annual returns for up to 50 years
Cashew trees produce profitably for decades, ensuring sustainable passive income.
₦700,000 ($500) average yearly ROI per acre
A reliable, inflation-resistant investment backed by real agricultural value.
Completely hands-off investment
No physical work required; the expert team manages everything for you.
Expert farm management team
Our experienced workforce ensures optimal yield, day-to-day management and transparent reporting.
Free Rainyday Cooperative membership
Enjoy added benefits and opportunities when you buy at least one acre.
Join a community of visionary investors
Connect with diverse, business-minded professionals who believe in sustainable wealth.
Private access to verified enterprise and real estate assets
Exclusive investment opportunities open only to members.
Eco-friendly and sustainable farming
Your investment supports environmental conservation and local job creation.
Sowing Together, Reaping Together Cashew Plantation Managed Estate Scheme – Oyo State
Pricing
- ₦2,400,000 per acre (Phase 2 price ).
- Initial Deposit: ₦400,000 per acre.
- Outright Payment: ₦2,250,000
- Flexible Payment Plans:
- 0-6 months – ₦2.4M
- 12 months – ₦2.8M
Note: This sum covers, land acquisition, planting and management for the next 5 years
Terms & Conditions
Land Integrity
- All lands for the Rainyday Cashew Project are subject to verified due diligence, surveys, and documentation with Oyo State authorities.
- Allocation is tied to acres under the SPV central management.
Ownership & SPV Structure
- All parcels are held under a Special Purpose Vehicle (SPV) for risk isolation and proper management.
- Investors receive a Deed of Sublease, Survey Plan and Allocation Letter upon full payment.
Returns & Yield Timeline
- Cashew seedlings fruit from Year 3–4. Commercial returns begin from Year 5 at ~70% capacity.
- Expected yield: ~₦1,000,000 per acre annually at full maturity, with 70% net returns to investors after management costs.
- Trees have a 50 year lifespan, with replacement cycles taken into account.
Management Fee
- Rainyday’s professional farm management team oversees planting, security, community relations, and processing.
- Management fee: 30% of annual harvest value.
Payment Default
- Defaults beyond agreed timelines may attract penalties or reallocation.
- Refunds only considered if a new subscriber takes over the slot.
- 30% will be deducted upon cancellation to cover for administrative expenses.
Resale & Transfer
- We'll list the SPV on the NGX at a suitable time, giving access to more liquidity.
- Investors may transfer or resell their farm rights to other members, and Rainyday Cooperative must be notified to update records and documentation.
Risk & Liability
- Farming is subject to weather, pests, and market risks.
- Rainyday will mitigate risks via expert partnerships (e.g., CRIN, UUBO, local agronomists) but does not guarantee fixed returns.
Community Engagement
Rainyday fosters strong relationships with local farmers and leaders, ensuring security and coexistence (e.g., early intercropping with cowpeas/soybean by locals in the first 3 years).
SCUML & AML Compliance
- Rainyday Cooperative fully complies with SCUML and Anti-Money Laundering (AML) regulations.
- Subscribers affirm that funds used are from lawful sources and agree to provide verification documents (valid ID, proof of funds, etc.) when required.
- The Cooperative may reject or terminate any subscription suspected of breaching AML laws.
Dispute Resolution
Disputes shall be resolved amicably. If unresolved, arbitration will be held by the Lagos State Cooperative Federation.
Frequently asked questions questions & answers
The farm is located in Ogbomosho, Oyo State, Nigeria.
The minimum subscription is 1 acre (4000sqm).
- ₦2,400,000 per acre (Phase 2 price ).
- Initial deposit: ₦400,000 per acre.
- Flexible Payment Plans:
- 0-6 months – ₦2.4M
- 12 months – ₦2.8M
Cashew trees typically begin fruiting in Year 3–4, with commercial yields from Year 5. At full maturity, investors can expect ₦600,000 – ₦1,000,000 per acre annually.
Yes. Flexible payment plans are available (6, or 12 months).
Yes. Investors may transfer or resell their farm rights to other members, and Rainyday Cooperative must be notified to update records and documentation.
No. This is a land ownership and farming investment. Returns are based on actual harvests and market prices, not fixed interest.
30% will be deducted upon cancellation to cover for administrative expenses.
Allocation is with immediate Effect but subject to readiness of the approved layout.
You'll need to register as an agent to inspect the farm.
Our office is at Block 137, Flat 1 LSDPC Medium Phase 4, Agege, Lagos.
Cashew trees can remain productive for 50 years
Yes. In the first 3 years, farmers may intercrop with maize or soybean before the cashew canopy closes. Oil palm or other long-cycle crops are not allowed.
The farm is centrally and professionally managed by Rainyday Cooperative’s agricultural team. Investors can NOT self-manage.
As with all farming, risks include weather changes, pests, and market fluctuations. Rainyday Cooperative mitigates these with expert agronomists, crop insurance, strong community relations, and sustainable farm practices.
Defaults beyond the agreed timeline may attract penalties or lead to reallocation. Refunds are only possible if a new subscriber takes over the slot.
Subscribers will receive:
- Contract of Sale
- Payment Receipt
- Deed of Sublease, Survey Plan and Allocation Letter upon full payment.
Yes. Rainyday Cooperative fully complies with SCUML regulations and Anti-Money Laundering (AML) laws. Subscribers affirm that all funds are from lawful sources and agree to provide verification documents (e.g., valid ID, proof of funds) when requested. The Cooperative reserves the right to reject or terminate any subscription suspected of breaching AML laws.
No, a sub lease is a document showing you own a parcel within a larger parcel. The whole farm estate will have a registered survey and eventually a CofO. Consult your lawyer for more details.
No, we prioritize uniformity and central management on the farm. Only specific crops planted by our community farmers are allowed.
The payment covers total cost of land, planting, and management.
Yes, you're allowed to structure your payments flexibly. As long as you complete the total payment within the agreed period (6 months or 12 months), you can pay whenever it's convenient for you. For example, you can pay 400,000 now and settle the remaining balance at the end of the period.
For enquiries & payment confirmation:
Email: contact@rainydaycoop.com
